享鑽100外幣變額萬能壽險(XL0032)
{
"setting": {
"seo": {
"title": "享鑽100外幣變額萬能壽險｜合作金庫人壽",
"description": "轉換優惠，每年4次平台上所有投資標的免費轉換。數百檔國內外基金及指數股票型基金，超豐富的投資管道。投資．保障雙效合一。",
"keywords": "壽險，外幣保單，投資型保險",
"ogTitle": "享鑽100外幣變額萬能壽險｜合作金庫人壽",
"ogDescription": "轉換優惠，每年4次平台上所有投資標的免費轉換。數百檔國內外基金及指數股票型基金，超豐富的投資管道。投資．保障雙效合一。",
"ogImage": "https://my.tcb-life.com.tw/api/assets/8ae7113f-404a-4f76-bff0-6eb888117699",
"ogUrl": "https://my.tcb-life.com.tw/product/XL0032"
}
},
"blockList": [
{
"blockType": "productContentBasicInfoBlock",
"blockSetting": {},
"componentList": [
{
"componentName": "productContentBasicInfo",
"index": 1,
"subComponentList": [],
"agreementType": 1,
"agreementTypeList": [
1
],
"title": "合作金庫人壽享鑽100外幣變額萬能壽險",
"description": "<p>轉換優惠，每年4次平台上所有投資標的免費轉換（指數股票型基金需收取投資標的申購手續費）。</p><p>數百檔國內外基金及指數股票型基金，超豐富的投資標的。</p><p>投資．保障雙效合一。</p>",
"productCode": "XL0032",
"tagType": [
65,
66,
73
],
"tag": [
7
],
"propertyItemList": [
{
"value": 4,
"name": "身故金或喪葬費用"
},
{
"value": 9,
"name": "祝壽金"
}
],
"currency": "外幣",
"insuranceAge": "15足歲至80歲",
"paymentPeriod": "彈性繳費",
"fileName": "商品DM",
"fileContent": {
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "5722d06c-3909-4f1e-a3b8-fa5afe43d9f4",
"docName": "XA0032DM_114.01.pdf",
"entityId": null,
"url": "api/assets/info/5722d06c-3909-4f1e-a3b8-fa5afe43d9f4",
"urlForId": ""
}
},
"isTargetArea": true,
"isNeedShare": true
}
]
},
{
"blockType": "productContentHighlightBlock",
"blockSetting": {},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "style1",
"title": "商品亮點",
"subTitle": ""
},
{
"componentName": "imageTextList",
"index": 1,
"subComponentList": [
{
"componentName": "imageText",
"index": null,
"subComponentList": [],
"template": 12,
"webImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"phoneImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"title": "外幣資產配置好幫手"
},
{
"componentName": "imageText",
"index": null,
"subComponentList": [],
"template": 13,
"webImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"phoneImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"title": "投資、保障雙效合一"
},
{
"componentName": "imageText",
"index": null,
"subComponentList": [],
"template": 14,
"webImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"phoneImage": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"title": "每年免費轉換投資標的4次"
}
]
}
]
},
{
"blockType": "productContentDemandDescriptionBlock",
"blockSetting": {
"isBlockOpened": false
},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "none",
"title": "無",
"subTitle": ""
},
{
"componentName": "unorderedList",
"index": 1,
"subComponentList": [
"<p>無</p>"
],
"decorativePattern": ""
}
]
},
{
"blockType": "productContentInsuranceRuleBlock",
"blockSetting": {
"isBlockOpened": true
},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "none",
"title": "投保規則",
"subTitle": ""
},
{
"componentName": "horizontalTable",
"index": 1,
"subComponentList": [],
"content": [
{
"th": "投保年齡",
"td": [
{
"text": "<p>15足歲至80歲</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "幣別",
"td": [
{
"text": "<p>美元、歐元、英鎊、加幣、澳幣、紐幣、港幣、日圓、南非幣、人民幣</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "繳別",
"td": [
{
"text": "<p>彈性繳</p>",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": false,
"enhancedColumn": -1,
"enhancedThTitle": "",
"enhancedTitleList": []
}
]
},
{
"blockType": "productContentInsuranceComparisonBlock",
"blockSetting": {
"isBlockOpened": false
},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "none",
"title": "",
"subTitle": ""
},
{
"componentName": "productContentInsuranceComparisonList",
"index": 1,
"subComponentList": [
{
"componentName": "productContentInsuranceComparison",
"index": null,
"subComponentList": [
{
"componentName": "horizontalTable",
"index": null,
"subComponentList": [],
"content": [
{
"th": "",
"td": [
{
"text": "",
"needFile": false,
"fileList": []
},
{
"text": "",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": false,
"enhancedColumn": -1,
"enhancedThTitle": "",
"enhancedTitleList": []
}
],
"characterStyle": "style6",
"characterPosition": "",
"characterAge": "",
"characterDescription": ""
}
],
"isOpenAnnotationBlock": false,
"annotation": ""
}
]
},
{
"blockType": "productContentCTABlock",
"blockSetting": {},
"componentList": [
{
"componentName": "CTAButton",
"index": 1,
"subComponentList": [],
"webImage": {
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "023a0a14-1908-49c9-8ee1-8520715927e9",
"docName": "4_CTA_img.png",
"entityId": null,
"url": "api/assets/info/023a0a14-1908-49c9-8ee1-8520715927e9",
"urlForId": ""
}
},
"phoneImage": {
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "023a0a14-1908-49c9-8ee1-8520715927e9",
"docName": "4_CTA_img.png",
"entityId": null,
"url": "api/assets/info/023a0a14-1908-49c9-8ee1-8520715927e9",
"urlForId": ""
}
},
"mainButton": {
"btnDetail": {
"componentName": "buttonLink",
"decorativePattern": "none",
"index": null,
"subComponentList": [],
"btnText": "我有興趣",
"btnUrl": "/contact",
"openBlank": false,
"needCusIcon": false,
"cusIcon": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"eventKey": "product_XL0032_btn_interest"
}
},
"subButton": {
"needShowBtn": false,
"btnDetail": {
"componentName": "buttonLink",
"decorativePattern": "none",
"index": null,
"subComponentList": [],
"btnText": "",
"btnUrl": "",
"openBlank": false,
"needCusIcon": false,
"cusIcon": {
"uploadMode": "file",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "",
"urlForId": ""
}
},
"eventKey": ""
}
}
}
]
},
{
"blockType": "productContentInsuranceFeeBlock",
"blockSetting": {
"isBlockOpened": true
},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "none",
"title": "保險費用說明",
"subTitle": ""
},
{
"componentName": "collapseList",
"index": 1,
"subComponentList": [
{
"title": "保單維護費用（單位：元）",
"innerHtml": "<p>每月收取費用按約定幣別，詳下表說明，符合「高保費優惠」者，免收當月保單維護費用。（單位：元）</p>",
"needTable": true,
"table": {
"componentName": "horizontalTable",
"index": null,
"subComponentList": [],
"content": [
{
"th": "美元",
"td": [
{
"text": "<p>3</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>95,000 （含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "歐元",
"td": [
{
"text": "<p>3</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>81,000 （含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "英鎊",
"td": [
{
"text": "<p>2</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>63,000 （含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "加幣",
"td": [
{
"text": "<p>4</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>117,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "澳幣",
"td": [
{
"text": "<p>4</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>120,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "紐幣",
"td": [
{
"text": "<p>4</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>129,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "港幣",
"td": [
{
"text": "<p>25</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>740,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "日圓",
"td": [
{
"text": "<p>354</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>10,634,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "南非幣",
"td": [
{
"text": "<p>40</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>1,201,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "人民幣",
"td": [
{
"text": "<p>20</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>650,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": true,
"enhancedColumn": -1,
"enhancedThTitle": "保單約定幣別",
"enhancedTitleList": [
"保單維護費用",
"累積保險費優惠標準／高保費優惠標準"
]
},
"remark": "<p>註：符合「高保費優惠」者，係指收取保單維護費用當時之本契約已繳納的保險費總額扣除所有部分提領金額後之餘額，達各約定幣別之高保費優惠標準者。</p>",
"needFile": false,
"fileList": []
},
{
"title": "帳戶管理費（單位：元）",
"innerHtml": "<p>帳戶管理費用：於第一保單年度至第四保單年度收取，每月按當時保單帳戶價值乘上帳戶管理費用率收取，帳戶管理費用率如下表，惟貨幣帳戶之保單帳戶價值免收當月帳戶管理費用。</p>",
"needTable": false,
"table": {
"componentName": "horizontalTable",
"index": null,
"subComponentList": [],
"content": [
{
"th": "收取帳戶管理費用當時之本契約已繳納的保險費總額扣除所有部分提領金額後之餘額",
"td": [
{
"text": "<p>第5保單年度（含）以後</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>0.00％</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>0.00％</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "美元",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達95,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達95,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "歐元",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達81,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達81,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "英鎊",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達63,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達63,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "加幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達117,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達117,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "澳幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達120,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達120,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "紐幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達129,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達129,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "港幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達740,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達740,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "日圓",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達10,634,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達10,634,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "南非幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達650,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達650,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "人民幣",
"td": [
{
"text": "<p>-</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>未達1,201,000者</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>達1,201,000（含）以上</p>",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": true,
"enhancedColumn": -1,
"enhancedThTitle": "每月帳戶管理費用率",
"enhancedTitleList": [
"第1~4保單年度",
"0.1125%",
"0.10%"
]
},
"remark": "",
"needFile": true,
"fileList": [
{
"linkText": "帳戶管理費用率－外幣",
"openBlank": true,
"eventKey": "",
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "2a67be1f-ec9e-4fad-88bc-e792ce652a32",
"docName": "帳戶管理費用率－外幣.pdf",
"entityId": null,
"url": "api/assets/info/2a67be1f-ec9e-4fad-88bc-e792ce652a32",
"urlForId": ""
}
}
]
},
{
"title": "解約費用／部分提領費用",
"innerHtml": "<p>要保人終止契約或部分提領保單帳戶價值時，自給付金額中所收取之費用。其金額按下表所載之費用率計算。</p>",
"needTable": true,
"table": {
"componentName": "horizontalTable",
"index": null,
"subComponentList": [],
"content": [
{
"th": "保單年度",
"td": [
{
"text": "<p>第1年</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>第2年</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>第3年</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>第4年</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>第5年起</p>",
"needFile": false,
"fileList": []
}
]
},
{
"th": "解約／部分提領費用率",
"td": [
{
"text": "<p>5.0%</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>4.0%</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>2.5%</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>1.0%</p>",
"needFile": false,
"fileList": []
},
{
"text": "<p>0.0%</p>",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": false,
"enhancedColumn": -1,
"enhancedThTitle": "",
"enhancedTitleList": []
},
"remark": "",
"needFile": false,
"fileList": []
},
{
"title": "投資標的轉換費用",
"innerHtml": "<ol><li>同一保單年度內投資標的之轉換在4次以內者免收投資標的轉換費用，超過4次的部分，本公司每次自轉出金額中扣除投資標的轉換費用新臺幣500元之等值約定外幣金額。</li><li>轉入標的時，每次均需收取投資相關費用之投資標的申購手續費。</li></ol>",
"needTable": false,
"table": {
"componentName": "horizontalTable",
"index": null,
"subComponentList": [],
"content": [
{
"th": "",
"td": [
{
"text": "",
"needFile": false,
"fileList": []
}
]
}
],
"isEnhancedColumn": false,
"enhancedColumn": -1,
"enhancedThTitle": "",
"enhancedTitleList": []
},
"remark": "",
"needFile": false,
"fileList": []
}
]
}
]
},
{
"blockType": "productContentOtherNoteBlock",
"blockSetting": {},
"componentList": []
},
{
"blockType": "productContentAttachmentAndLinkBlock",
"blockSetting": {
"isBlockOpened": true
},
"componentList": [
{
"componentName": "decorativeTitle",
"index": 1,
"subComponentList": [],
"decorativePattern": "none",
"title": "附件與相關連結",
"subTitle": ""
},
{
"componentName": "fileLinkList",
"index": 1,
"subComponentList": [
{
"linkText": "商品DM",
"openBlank": true,
"eventKey": "product_XL0032_btn_dm",
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "5722d06c-3909-4f1e-a3b8-fa5afe43d9f4",
"docName": "XA0032DM_114.01.pdf",
"entityId": null,
"url": "api/assets/info/5722d06c-3909-4f1e-a3b8-fa5afe43d9f4",
"urlForId": ""
}
},
{
"linkText": "商品說明書",
"openBlank": true,
"eventKey": "product_XL0032_btn_manual",
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "880814f8-de5a-488b-aabd-812cf2568164",
"docName": "JV_XL0032.pdf",
"entityId": null,
"url": "api/assets/info/880814f8-de5a-488b-aabd-812cf2568164",
"urlForId": ""
}
},
{
"linkText": "商品條款",
"openBlank": true,
"eventKey": "product_XL0032_btn_terms",
"uploadMode": "assetFile",
"file": {
"docId": -1,
"assetId": "cdbd5597-b597-42c7-8a22-71c13e11e90e",
"docName": "XL0032_Provision.pdf",
"entityId": null,
"url": "api/assets/info/cdbd5597-b597-42c7-8a22-71c13e11e90e",
"urlForId": ""
}
}
]
},
{
"componentName": "fileLinkList",
"index": 2,
"subComponentList": [
{
"linkText": "附加與批註條款",
"openBlank": true,
"eventKey": "",
"uploadMode": "url",
"file": {
"docId": -1,
"assetId": "",
"docName": "",
"entityId": null,
"url": "/riders-and-endorsements/endorsements",
"urlForId": ""
}
}
]
}
]
},
{
"blockType": "productContentRecommendedProductBlock",
"blockSetting": {},
"componentList": [
{
"componentName": "productContentRecommendedProduct",
"index": 1,
"subComponentList": [],
"productCodeList": []
}
]
}
],
"customUrl": "product/XL0032",
"frontendTitle": "合作金庫人壽享鑽100外幣變額萬能壽險"
}